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What is Bihar Student Credit Card Scheme (BSCC)?

The Bihar Student Credit Card Scheme is a flagship initiative of the Government of Bihar under the 7 Nishchay Yojana, implemented through DRCC (District Registration & Counselling Centres).

Key Highlights of BSCC

  • Loan amount: Up to ₹4,00,000
  • Interest rate:
  • 0% for female, PwD & transgender students
  • 1% for other students
  • Course level: Graduation & Post-Graduation (including MBA/PGDM)
  • Institution: Must be recognized by UGC / AICTE / Government bodies

Why Choose Delhi NCR for MBA?

Delhi NCR is one of India’s largest education and corporate hubs, offering unmatched exposure, industry interaction, and placement opportunities.

Advantages of Studying MBA in Delhi NCR

  • Presence of top private & government B-schools
  • Strong corporate & startup ecosystem
  • Multiple MBA specialisations
  • Better internship & placement opportunities
  • Wide acceptance of MAT / CMAT / CAT

MBA Colleges in Delhi NCR Eligible Under Bihar Student Credit Card (2026–27)

⚠️ Note: BSCC eligibility depends on course approval and DRCC verification. The colleges listed below are commonly accepted / eligible institutions where Bihar students have successfully availed BSCC. Final approval is subject to DRCC confirmation.

Top MBA Colleges in Delhi NCR Under BSCC (2026–27)

S.NoCollege NameLocationProgramApprox. Fees (₹)Exams Accepted
1Mangalmay Institute of Management & TechGreater NoidaMBA4–5 LakhDirect/MAT
2NIET Business SchoolGreater NoidaPGDM7.38 Lakh(PaPI/MAT/cAT/CMET
3Noida International University (NIU)Greater NoidaMBA Direct/PI/MAT/cAT/CMET
4Greater Noida Institute of Technology (GNIOT)Greater NoidaMBA Direct/PI/MAT/cAT/CMET
5SRM Institute of Science and TechnologyGhaziabadMBA2.5 LakhDirect/PI/MAT/cAT/CMET

MBA Admission Process Under BSCC (2026–27)

Step-by-Step Process

1️⃣ Apply for MBA Admission

  • Appear in CAT / MAT / CMAT (or direct admission where allowed)
  • Secure a provisional admission letter from college

2️⃣ Register at DRCC (Bihar)

  • Visit nearest DRCC centre
  • Submit course & college details

3️⃣ Document Verification

  • Academic documents
  • College recognition proof
  • Admission letter

4️⃣ Loan Approval

  • Loan sanctioned under BSCC
  • Amount credited directly to college account

5️⃣ Join College

  • Pay remaining balance (if any)
  • Begin MBA session 2026–27

Eligibility Criteria for Bihar Student Credit Card (MBA)

To apply for MBA under BSCC, students must:

  • Be a permanent resident of Bihar
  • Have completed Graduation (10+2+3)
  • Age generally below 25 years (relaxation possible)
  • Course must be UGC / AICTE approved
  • Admission must be in recognized institution

MBA Specialisations Covered Under BSCC

  • Most MBA specialisations are eligible, including:
  • MBA in Marketing
  • MBA in Finance
  • MBA in Human Resource (HR)
  • MBA in International Business
  • MBA in Business Analytics
  • MBA in Operations
  • MBA in Digital Marketing

Why Do Bihar Students Prefer BSCC for MBA?

  • No financial burden on parents
  • Very low or zero interest
  • Covers tuition fees directly
  • Ideal for private MBA colleges in NCR
  • Simple repayment after course completion

FAQs – MBA Under Bihar Student Credit Card Scheme (2026–27)

Q1. Can I study MBA in Delhi NCR under Bihar Student Credit Card?

Yes. If the college and MBA program are recognized and approved by DRCC, you can avail BSCC for Delhi NCR institutions.

Q2. Is PGDM also covered under BSCC?

Yes, AICTE-approved PGDM programs are generally eligible.

Q3. What is the maximum loan amount?

Up to ₹4 lakh under Bihar Student Credit Card Scheme.

Q4. Is CAT compulsory for MBA under BSCC?

No. Many colleges accept MAT / CMAT or offer direct admission.

Q5. Can private MBA colleges be covered?

Yes, many private MBA colleges in Delhi NCR are eligible if recognized.

Q6. Does BSCC cover hostel and living expenses?

Primarily tuition fees. Some cases may allow partial coverage — depends on DRCC approval.

Q7. Is BSCC available for 2026–27 session?

Yes, the scheme is expected to continue for 2026–27, subject to government notification.

For Bihar students aiming to pursue MBA in Delhi NCR (2026–27), the Bihar Student Credit Card Scheme opens doors to quality education without financial stress. With proper guidance, college selection, and timely DRCC approval, students can confidently build a successful management career.

🎯 CareerMarg Tip: Always verify college eligibility with DRCC before final admission to avoid delays.

📞 Need Help with MBA Admission Under BSCC?

If you want:

  • College shortlisting
  • BSCC eligibility check
  • DRCC documentation support
  • MBA admission guidance in Delhi NCR

👉 CareerMarg can assist you end-to-end.

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